THINKING ABOUT BANKRUPTCY?

• Are Creditors calling you at home, or even worse, at your job?
• Are they threatening you with Repossession, Garnishment, Foreclosure or a Lawsuit?
• Are you worried about losing your Job, your Home, or your Retirement Savings?
• Have you ever considered speaking with a BOARD CERTIFIED BANKRUPTCY ATTORNEY?
• Have you read our blogs at: www.bankruptcylawnetwork.com or www.floridabankruptcylawyerblog.com

Please Take a Moment To Read The Following:

At the DELLUTRI LAW GROUP, one of our primary areas of business is representing individuals in bankruptcy under the new bankruptcy law. If you are experiencing any of these problems, YOU ARE NOT ALONE. We offer a FREE INITIAL CONFIDENTIAL CONSULTATION to individuals willing to learn about the new bankruptcy law. During your consultation, we will explain the difference between a Chapter 7 bankruptcy and a Chapter 13 bankruptcy, as well as, the bankruptcy process. We will explore your circumstances, and together, we can decide whether filing for bankruptcy under the new code is a good choice for you. At your consultation, you will be treated with the respect and dignity that you deserve. Your financial situation will be evaluated, and we will attempt to create an individualized plan of action.

We understand that individuals who are having debt problems feel overwhelmed and, at times, powerless. Only you know the amount of stress you experience during periods of financial hardship, when you may not have the resources to pay pressing debts and to meet family needs. Although you may feel helpless to fight the debt collectors who are pressing you for payment or threatening to seize your home, car or other possessions, WE CAN HELP. We may help you STOP CREDITOR HARASSMENT, FORECLOSURE, REPOSSESSION, WAGE GARNISHMENT & LAWSUITS.

You may be asking yourself: What Can Bankruptcy Do For Me?

Bankruptcy may make it possible for you to:

Eliminate the legal obligation to pay most or all of your debts. This is called a "discharge" of debts. The discharge is a court order signed by a Federal Bankruptcy Judge, and it is designed to give you a "fresh financial start".

Stop foreclosure on you house or mobile home and allow individuals an opportunity to catch up on missed payments. (Bankruptcy does not, however, automatically eliminate mortgages and other liens on your property without payment.)

Prevent repossession of a car or other property, or force the creditor to return property even after it has been repossessed.

Stop wage garnishment, debt collection harassment, and similar creditor actions to collect a debt.

Prevent termination of utility service; restore service that has been disconnected.

Allow you to challenge the claims of creditors who have committed fraud or who are otherwise trying to collect more than you really owe.

The Hiring of a Lawyer is an Important Decision that should not be based solely upon Advertisements. Before you decide, ask us to send you written information about our qualifications. Please visit our blog at www.floridabankruptcylawyer.com or www.bankruptcylawnetwork.com for more information.

At the DELLUTRI LAW GROUP , our practice involves helping people from all walks of life through the bankruptcy process. We know that the decision to file bankruptcy is not an easy one and can be very emotional. We believe that open and honest communication between an attorney and a client is the only way to begin the healing process. We realize that good, honest and hard-working people, much like yourself, are susceptible to unmanageable debt, and we pride ourselves on being sensitive to your needs.

When choosing an attorney, select a firm that has a proven track record and is highly respected in the legal community; hire an attorney that you can discuss your problems with; an attorney who will listen to you; an attorney who will explain the processes and procedures to you, an attorney that will treat you with respect, an attorney that encourages you to ask questions, and an attorney that will offer possible alternatives to bankruptcy. The Dellutri Law Group, P.A. is a federally-designated Debt Relief Agency which has proudly helped people filing for bankruptcy since 1998. Carmen Dellutri, Esq., is a Board Certified Consumer Bankruptcy Attorney, American Board of Certification. Carmen Dellutri Esq. is a member of the National Association of Consumer Bankruptcy Attorneys, National Association of Consumer Advocates, and is a founding member of Bankruptcylawnetwork.com.

During and after your consultation, ask yourself: Does the attorney really have my best interests at heart? At the DELLUTRI LAW GROUP, we know the value of the attorney-client relationship, and we will work hard to earn your business.

Bankruptcy is not the end of the road. It is about the future. Taking this step may lead to a life that's simpler, less stressful and more enjoyable. Under the new law, many individuals are able to reorganize and catch up on past due house and car payments and pay off their secured and unsecured creditors (medical bills, credit cards, etc.) by consolidating into a lower monthly payment.

Whether or not you ever want to see another credit card again is up to you. Just remember, we are dedicated to helping our clients. You may be able to restore your credit in as little as two (2) years. We also offer assistance to our clients interested in qualifying for a home loan after completing the process.