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Dellutri Law Blog

The New Crop of Startup Lenders: Are These for You?

Posted by Carmen Dellutri

Oct 19, 2017 8:00:00 AM

A new crop of FinTech (financial technology) startups have popped up in the US and abroad. These startups (usually lenders) have found a niche market in small and medium enterprises (SMEs) and in some individual borrowers. There are certain advantages to applying for a loan through a FinTech company. Of course, there are also a few disadvantages.

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Topics: Loans


Control of Your Assets: A Major Chapter 13 Benefit

Posted by Carmen Dellutri

Oct 17, 2017 10:32:32 AM

We’ve discussed the benefits of filing a Chapter 13 bankruptcy before, but there’s one huge benefit that we’ve never really talked about. The debtor stays in control of his or her assets during a chapter 13 bankruptcy filing. You might think that you have control over your property at all times, but that’s not true when filing Chapter 7.  

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Topics: Bankruptcy, Florida Bankruptcy


Equifax Flagging Policy Recently Changed

Posted by Carmen Dellutri

Oct 16, 2017 2:27:12 PM

You may know that your credit report can impact things like getting an apartment, buying a car, or even finding employment. You may also know how I feel about the credit reporting industry (I really don’t like it), but what you might not know is that whether or not you are approved for credit might depend entirely on the credit reporting agency employers (or others) use.

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Topics: Credit Disputes, credit reports


The Hurricane Aftermath: Where to Begin

Posted by Carmen Dellutri

Sep 26, 2017 2:19:33 PM

Returning to homes filled with water and floating debris, many Florida residents are still struggling to understand how to rebuild, where the money will come from, and where to find the energy to start again. It’s all exhausting. Every last bit of it. From a wide lack of flood insurance to finding funds to rebuild, it’s all like a slow moving nightmare.

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Topics: In the News, Carmen On Your Side, Insurance


Your Creditors Cannot Do This…

Posted by Carmen Dellutri

Sep 25, 2017 12:36:31 PM

Fear. Anxiety. Sleeplessness. Restlessness. Paranoia. Depression. Frustration. Misplaced anger. These are all emotions that can arise thanks to one call from a creditor. And guess what? They know it.

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Topics: Fair Debt Collection Practices, Debt


Why ‘Keeping Up With the Joneses’ Is a Mistake

Posted by Carmen Dellutri

Sep 1, 2017 11:12:09 AM

The phrase ‘keeping up with the Joneses’ is a popular one. The phrase most likely came from the lifestyle of New York socialite Elizabeth Schermerhorn Jones who was a vivid part of the New York scene during the 1800s (Jones’s crumbling mansion just sold for $120,000, by the way). The home was so lavish that neighbors tried to build bigger homes just to ‘keep up.’

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Topics: Debt


Flood Water Dangers: What to Know

Posted by Carmen Dellutri

Aug 29, 2017 8:38:32 AM

Various parts of Florida were pummelled by rain this past weekend. Flood damage in many areas is drastic, and many people were evacuated from their homes. Officials in Cape Coral are asking residents not to play in flood waters. Further, the Center for Disease Control has issued health and safety information related to flood waters.

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Topics: Floods


The Psychology Behind Drinking and Driving

Posted by Carmen Dellutri

Aug 21, 2017 12:38:11 PM

According to a recently released report by the Florida Department of Highway Safety and Motor Vehicles, 16,400 alcohol suspected crashes occurred in the state of Florida in 2015. That number is slightly down from the 16,873 alcohol suspected crashes in 2014. But a decrease of 2.8% is a start, but clearly not enough of a decrease to protect our citizens.

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Topics: Drinking and Driving


DLG In The News: Some help for small claims debtors

Posted by Carmen Dellutri

Aug 16, 2017 4:05:54 PM

Attorney Carmen Dellutri says free consultations offered by some lawyers may set a person on the right track. 

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Topics: In the News, Debt


Swimming Safely: What We Want You to Know

Posted by Carmen Dellutri

Aug 16, 2017 8:01:00 AM

We are fortunate to have sun and waves all year long in Florida. That means that a lot of people are in the water all the time. Whether it’s a pool, the lake, or the ocean, safe swimming is important to us - because it’s important to your well-being.

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Topics: Carmen On Your Side, Child Safety, Water Safety


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