To prepare for bankruptcy, you need to start today.
1. Once your hire a lawyer, creditors must stop calling you.
When choosing a bankruptcy attorney, use these three characteristics: quality, value and service.
Please be prepared to provide copies of the following documents to your bankruptcy lawyer:
You are a good candidate for Bankruptcy if the following applies to you:
Although it may be possible for some people to file a bankruptcy case without an attorney, it is not a step to be taken lightly. The process is difficult and you may lose property or other rights if you do not know the law. It takes patience and careful preparation.
As with any area of the law, it is important to carefully select an attorney who will respond to your personal situation. The attorney should not be too busy to meet you individually and to answer questions as necessary. The best way to find a trustworthy bankruptcy attorney is to seek recommendations from family, friends or other members of the community, especially any attorney you know and respect.
Utility services - Public utilities, such as the electric company, can not refuse or cut off service because you have filed for bankruptcy. However, the utility can require a deposit for future service and you do have to pay bills which arise after bankruptcy is filed.