Bankruptcy

Tampa Bankruptcy Lawyer

Eliminate Debt Without Losing Hope

Trying to manage a bankruptcy filing on your own can be one of the most stressful events of your life. In fact, creditors want you to feel that stress, bend under the pressure, and make mistakes that allow them to claim as much of your finances and assets as possible. Do not give them this unfair chance to turn your life upside-down.

Come to The Dellutri Law Group, PA in Tampa and speak with one of our bankruptcy attorneys right away. We can help you explore your bankruptcy options, like Chapter 7 and Chapter 13 bankruptcies. It might even be better to consider an alternative debt resolution option instead of bankruptcy depending on your assets compared to your debt. Whatever the optimal solution might be, we want to help you find and utilize it.

Our goal is to protect your wellbeing from heavy debt and greedy creditors. Call (800) 391-4337 now.

Chapter 7 or Chapter 13 Bankruptcy?

A key question for most bankruptcy filings for individuals is whether to choose Chapter 7 or Chapter 13? Both types of bankruptcy filings come with their benefits and disadvantages. By allowing our Tampa bankruptcy attorneys to manage your case, you can get a clear explanation of both choices and trustworthy guidance when picking the right one for you.

A quick look at the key points of both types of bankruptcy:

  • Chapter 7: For people with overwhelming debt they cannot imagine being able to pay off, Chapter 7 bankruptcy, sometimes called liquidation bankruptcy, might be the right choice. Chapter 7 can discharge large sums of debt at once, but it can also make your assets vulnerable to recollection if they do not qualify for Florida’s bankruptcy exemptions.
  • Chapter 13: Also called the wage earner’s plan in some filings, Chapter 13 bankruptcy attempts to minimize your debt and make a new plan for you to steadily repay it across the next 3 or 5 years. Creditors are often more receptive to Chapter 13 filings because it allows them to receive at least a portion of the debt owed to them. Likewise, the filer gains the benefit of being able to protect more of their property from recollections. This type of bankruptcy is advised if your debt is heavy but could be manageable with some adjustments.

Will Your Credit Be Okay?

You are probably worried about what will happen to your credit score if you file for bankruptcy. We are here to tell you that things will be okay if your bankruptcy goes smoothly. Your credit score will most likely be lowered, yes, but, no, it might not go down by as much as you are probably expecting.

Most people in Tampa and beyond who file for bankruptcy are still able to get new lines of credit afterward. What is important is to pay close attention to your credit, use it carefully, and stay on top of future repayment plans. With deliberate steps, you can rebuild your credit score faster than you think.

Take Action Against Debt Today – Call (800) 391-4337

When financial stress is ruining each day for you, let our Tampa bankruptcy attorneys help lift it off your shoulders. We know that when you allow us to represent you in your bankruptcy case, you are really allowing us to fight for your future. Taking that mission to heart, our team handles every case as if we were standing up for a close friend because, in many ways, we are. This concept has been a guiding principle ever since we opened our doors in 1998.

How can we help you? Let us know by filling out an online contact form.

The Dellutri Difference

  • A Healthy Firm Culture

    When our employees are happy to come to work, we know that they are capable of overcoming any challenge on behalf of our clients.

  • Service Tailored to Your Needs

    We sincerely care about each and every one of our clients and refuse to treat them like a case file to be passed from person to person.

  • Communication You Can Count On

    We believe that our clients deserve clear and consistent communication every step of the way, without any unnecessary "legalese."

  • A Culture of Philanthropy

    In order to give back to our community, each employee at our firm is granted the opportunity to sponsor a charitable cause of their choosing.

  • Experience & Passion on Your Side

    Our dedicated team of lawyers, paralegals, assistants, & staff have been fighting on behalf of our clients since 1998.

Get a Complimentary Strategy Session

Our firm is singularly focused on our clients and will stop at nothing to fight for the future that they deserve. Let us fight for your future next.

Meet Your Attorneys

Committed to Making Our Community a Better Place
  • Carmen  Dellutri Photo
    Carmen Dellutri

    Attorney

    If you know Carmen Dellutri, you know he is passionate about a lot of things. He gives back often- to his community, his employees, and his loved ones. Carmen has mentioned time and time again that the reason he became an Attorney, and specifically a Personal Injury and Bankruptcy Attorney, is because he loves to help others.
  • Amanda  Downing Photo
    Amanda Downing

    Attorney

    Amanda Downing doesn’t mince words and says what she means when it comes to the opposing side. She has the biggest heart and will fight tooth and nail to bring justice for her clients. “I hate having to go to bat for those victims, because they never should have been put in that situation to begin with. It’s just completely unfair.”
  • David  Lampley Photo
    David Lampley

    Attorney

    David Lampley is a father of four. He knows that becoming a father has strengthened his professional life. He has greater compassion for parents who have to move life around to accommodate their children. “I wish other attorneys would remember that people who come to them looking for advice are parents too, just trying to do what is best for their families.”

  • David W. Fineman Photo
    David W. Fineman

    Attorney

    Before David W. Fineman became an attorney, he was a deputy for CCSO and PGPD. David’s lifelong devotion to helping others, mixed with his empathy for people going through hard situations, is what makes him a fantastic attorney. Being a man of his word is something David stands by and you can always count on him to get the job done and get it done right!
  • Joe  LoTempio Photo
    Joe LoTempio

    Attorney

    Joe LoTempio is referred to as the office superhero to many of our clients who need defending against evil creditors in our consumer protection department. Joe has always had a passion for standing up for those who need a voice, protection, and justice after being taken advantage of, so it’s no shock as to why he decided to go into consumer law.
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