If you haven’t been able to work as a result of an accident, there are several actions you can take. The best thing you can do is to use sick days or vacation days if possible. Although it’s not fair to have to use these days after an accident, it’s the best thing you can do to ensure that your paycheck doesn’t suffer at all. Your second option is to go through your insurance company to get your wages reimbursed, however, it will only be at 60%. A majority of Americans cannot afford to only recoup 60% of their wages in order to survive and pay the bills.