Florida Bankruptcy Lawyers

Assisting Clients Throughout Southwest Florida Since 1998

Are you just starting to research bankruptcy? You probably have a lot of questions, like:

• What is bankruptcy?
• What’s the difference between Chapter 7 and Chapter 13?
• How do you know if bankruptcy is the right move for you?
• When is it time to start considering bankruptcy?
• Should I hire an attorney and who should I hire?

These questions will lead you to other questions, and we will be happy to answer all of them for you. But, before we get started, let us take the edge off a little first. Let’s start with a joke; everyone, including us, likes a good lawyer joke:

As the lawyer awoke from surgery, he asked, "Why are all the blinds drawn?" The nurse answered, "There's a fire across the street, and we didn't want you to think you had died."

Ba-dum-dum. (We never claimed to be comedians!) Let’s get started.

What Is Bankruptcy?

We are glad you asked! First and foremost, let’s clear something up by talking about what bankruptcy is, and what it is not.

Bankruptcy is NOT a dirty word. Bankruptcy is NOT the end of your financial life—we would consider bankruptcy to be a speed bump in the road of life. Bankruptcy IS a financial planning tool that, when used properly, can lead a person to a brighter financial future. With the right Florida bankruptcy attorney and proper planning, bankruptcy can be your opportunity to start fresh.

We believe that when you are facing a job loss, divorce, overwhelming debt, or medical bills, you are still a human being who deserves to be treated with respect. You may be considering filing for bankruptcy protection. But, is it the right decision? Are you a good candidate for bankruptcy?

In the interim, your creditors are beginning to turn up the heat. We believe your creditors must treat you with dignity in all cases, even if you are being sued on a debt or your wages are being garnished. The law requires debt collectors to act professionally, and we take that very seriously.

Unfortunately, most people who are facing overwhelming debt believe they have no protections and that being treated horribly just comes with the territory. We’re here to tell you that nothing could be further from the truth; at The Dellutri Law Group, PA, we protect our clients’ rights to be treated with dignity and respect each and every day.

Your Debt Protection Options

There are protections out there, but you have to know when and how to assert them. Bankruptcy is an option. There are other options as well, but debt collectors are not going to tell you about your options. Debt collectors use this lack of information as leverage against people and exploit their vulnerabilities. If people don't know their rights are being violated, why would they contact an attorney?

At The Dellutri Law Group, PA, we will walk you through all of your options and provide you with the tools and resources you need to protect yourself.

You're probably thinking, “Sure, but who can afford to hire an attorney?” or, “If I had the money to pay for an attorney, I would use it to pay this debt.” While that may be your first instinct, once you speak with us in person, you’ll see that is not the real question you should be asking.

If you are ready to schedule a complimentary strategy session, call us at (800) 391-4337 or contact us online now. We also encourage you to download our eBook, What to Expect During Your Bankruptcy to learn more about the process and what it entails.

Determining If Bankruptcy Is Right for You

Would you be shocked to know that we tell people every day that bankruptcy would be a horrible decision for them? Imagine a bankruptcy attorney telling you not to file bankruptcy; you should see the look on people’s faces when we do. When people hear that their biggest fear should never happen, everything gets better for them. They can now take filing for bankruptcy off the table.

On the other hand, if bankruptcy is the right option for you, wouldn't it be great to have a game plan laid out in front of you, demonstrating which type of bankruptcy is best for your individual circumstances? Wouldn’t it be great to have an explanation of why that option is being presented to you? Wouldn’t it be great to have an experienced bankruptcy attorney explain it all to you in person?