Foreclosure Defense Attorneys in Florida
Providing Strategic Solutions During the Florida Foreclosure Process
Have you been served foreclosure papers on the home you spent years raising
your family in? Are you struggling with what you are going to do now that
the mortgage company is knocking on the door? At The Dellutri Law Group, PA, our
Florida foreclosure lawyers believe that life’s unexpected financial hardship should never strip
someone of the roots they have planted over time. So, what’s next?
Where do you go from here? Let our foreclosure law firm walk you through
the journey of strategic foreclosure defense. We have a foreclosure defense
attorney near you who can help protect your home.
Download our eBook, Foreclosure? It Doesn't Mean You Lose Your Home or contact us at (800) 391-4337to request a complimentary strategy session with one of our Florida foreclosure
defense lawyers. We will walk you through the Florida foreclosure process.
How Does Foreclosure Defense Work?
We have a feeling if you are here reading this page, you’re probably
stressed out beyond belief, so how about an ice breaker? Let’s start
with a joke; even attorneys love a good lawyer joke.
What’s the difference between an accountant and a lawyer? Accountants
know they are boring!
Ba-Dum-Dum. Alright, back to the serious stuff.
The foreclosure process in Florida can be a confusing and intimidating.
Let us assure you, though, that our foreclosure defense attorneys have
years of legal experience and have defended countless families from foreclosure
proceedings. When it comes to foreclosure defense, our Florida foreclosure
law firm employs strategic foreclosure solutions designed solely for the
protection of homeowners’ rights.
As you may know, the foreclosure process is initiated when a mortgage company
files a foreclosure lawsuit against an individual who has been unable
to make their regular loan payments on time. The foreclosure lawsuit will
essentially seek to force the sale of a home so that lenders can reclaim
what they are owed. Fortunately, with the help of experienced foreclosure
attorneys, you may be able to avoid this outcome.
Our Florida foreclosure attorneys can help you develop an effective foreclosure
defense strategy by:
- Analyzing the facts and legal documents of your foreclosure case.
- Negotiating a loan modification or foreclosure alternative that works best for you.
- Determining if foreclosure defenses exist in your case.
- Utilizing foreclosure defense strategies, such as filing Chapter 13 bankruptcy,
to protect and defend your home in court.
What is strategic foreclosure defense?
Foreclosure defense is quite simple. In fact, let us explain to you how
foreclosure works. Once you receive a notice from your mortgage company
that your home is in the foreclosure process, it is time to take action
IMMEDIATELY. Although every foreclosure is different, most foreclosure
cases end with a sale date. This means that you have
very limited time to seek legal help to attempt to save your property.
Surely, these past few weeks, months, and maybe even years have been rough
on you. Our foreclosure lawyers are here to let you know that the future
can be brighter. If you want to consult with an experienced foreclosure
defense attorney in Florida, contact The Dellutri Law Group, PA.
When you choose The Dellutri Law Group, PA to guide you through the foreclosure
defense process, we will:
- Listen to your concerns
- Strategically plan a way forward
- Help restore your peace of mind
Our Florida foreclosure law firm is here to help you and guide you through
the process of stopping foreclosure on your home or another property,
so don’t wait!
Contact us today to learn how a foreclosure defense lawyer can help you navigate the Florida
foreclosure law process.
How Chapter 13 Bankruptcy Can Stop the Foreclosure Process
Did you know
Chapter 13 bankruptcy can save your home from the foreclosure process? It’s true! Filing
for Chapter 13 stops foreclosure on your home, at least temporarily, while
you attempt to work out the details of your debt consolidation payment.
What is a debt consolidation payment? When filing for Chapter 13 bankruptcy,
you are able to include the back mortgage payments into your
bankruptcy to get up to date and save the home; however, it is important to know
that you will need to earn enough income to make your current mortgage
payment at the same time you are paying off your past-due debts. As long
as you can make both payments, Chapter 13 will help you avoid foreclosing
on your home and bringing the past-due mortgage payments to current.
Common Causes of Foreclosure
Foreclosure is a stressful process, but you are not alone. Several people
who go through this process overcome their circumstances, especially with
help from experienced Florida foreclosure attorneys.
There are a few common causes of foreclosure, including the following:
- Medical bills from illness or injury leading to lack of funds
- Expensive divorces
- Losing your job or loss of money in another way
- Decline of a family business
- Death of a partner or other family member
Remember that if you are facing foreclosure for the reasons above or another
reason not listed, that you and your family have options available to
you. You should speak to a foreclosure defense attorney in Florida immediately
to learn more about these legal options. Our firm will work to help you,
contact us today.
Questions to Ask Yourself During the Florida Foreclosure Process
The foreclosure defense process can be complex, but it’s important
that you know your rights. If you are facing foreclosure, we recommend
asking yourself these questions:
- What should your next steps be?
- What rights do you have as the homeowner during this process?
- Are you willing to talk to a foreclosure defense attorney who actually
sues the mortgage companies and even their attorneys when they cross the line?
- Would you be interested in finding out how to protect your home?
The Dellutri Law Group, PA, we like to say we provide hope to those who have lost it. These questions,
and many others will all be answered for you when you come and see a foreclosure
defense lawyer for a complimentary strategy session.
Here is what a former client has to say about working with The Dellutri
Law Group, PA:
“As a local Realtor who comes in contact with many situations requiring
attorney consultation and action, I was thoroughly impressed with the
level of service, knowledge and results that I received from Dellutri
Law Group. I will recommend them to my clients and would certainly use
them again!” -H.A.
Read more of our success stories