Foreclosure Defense

Foreclosure Defense Attorneys in Florida

Providing Strategic Solutions for Our Clients

Have you been served foreclosure papers on the home you spent years raising your family in? Are you struggling with what you are going to do now that the mortgage company is knocking on the door? At The Dellutri Law Group, PA, we believe that life’s unexpected financial hardship should never strip someone of the roots they have planted over time. So, what’s next? Where do you go from here? Let us walk you through the journey of strategic foreclosure defense.

Download our eBook, Foreclosure? It Doesn't Mean You Lose Your Home or contact us at (800) 391-4337 to request a complimentary strategy session with one of our Florida foreclosure defense lawyers.

How Does Foreclosure Defense Work?

We have a feeling if you are here reading this page, you’re probably stressed out beyond belief, so how about an ice breaker? Let’s start with a joke; even attorneys love a good lawyer joke.

What’s the difference between an accountant and a lawyer? Accountants know they are boring!

Ba-Dum-Dum. Alright, back to the serious stuff.

What is strategic foreclosure defense?

Foreclosure defense is quite simple. In fact, let us explain to you how foreclosure works. Once you receive a notice from your mortgage company that your home is in the foreclosure process, it is time to take action IMMEDIATELY. Although every foreclosure is different, most foreclosure cases end with a sale date. This means that you have very limited time to seek legal help to attempt to save your property.

Surely, these past few weeks, months, and maybe even years have been rough on you. We’re here to let you know that the future can be brighter. If you want to consult with an experienced foreclosure defense attorney in Florida, contact The Dellutri Law Group, PA.

When you choose The Dellutri Law Group, PA to guide you through the foreclosure defense process, we will:

  • Listen to your concerns
  • Strategically plan a way forward
  • Help restore your peace of mind

We are here to help you and guide you through the process of stopping foreclosure on your home or another property, so don’t wait! Contact us today to learn how we can help you.

Woman reading notice outside her home - foreclosure defenseHow Chapter 13 Bankruptcy Can Stop the Foreclosure Process

Did you know Chapter 13 bankruptcy can save your home from the foreclosure process? It’s true! Filing for Chapter 13 stops foreclosure on your home, at least temporarily, while you attempt to work out the details of your debt consolidation payment.

What is a debt consolidation payment? When filing for Chapter 13 bankruptcy, you are able to include the back mortgage payments into your bankruptcy to get up to date and save the home; however, it is important to know that you will need to earn enough income to make your current mortgage payment at the same time you are paying off your past-due debts. As long as you can make both payments, Chapter 13 will help you avoid foreclosing on your home and bringing the past-due mortgage payments to current.

Questions to Ask Yourself During the Foreclosure Process

The foreclosure defense process can be complex, but it’s important that you know your rights. If you are facing foreclosure, we recommend asking yourself these questions:

  • What should your next steps be?
  • What rights do you have as the homeowner during this process?
  • Are you willing to talk to a foreclosure defense attorney who actually sues the mortgage companies and even their attorneys when they cross the line?
  • Would you be interested in finding out how to protect your home?

At The Dellutri Law Group, PA, we like to say we provide hope to those who have lost it. These questions, and many others will all be answered for you when you come and see us for a complimentary strategy session.

Here is what a former client has to say about working with The Dellutri Law Group, PA:

“As a local Realtor who comes in contact with many situations requiring attorney consultation and action, I was thoroughly impressed with the level of service, knowledge and results that I received from Dellutri Law Group. I will recommend them to my clients and would certainly use them again!” -H.A.

Read more of our success stories here.

All Foreclosure Defense Attorneys Are Not the Same

At The Dellutri Law Group, PA, we believe in offering our time and resources to individuals who are willing to spend some of their valuable time talking to us. If you’re willing to take the time to come and meet with us, we pledge to exceed your expectations, and we will do it all at no cost to you. Not sure what specific questions to ask when looking for your perfect attorney? Download a copy of our free eBook, How Do I Choose an Attorney to Defend My Rights?

Here is a sneak peek of what to expect when hiring The Dellutri Law Group, PA to handle your foreclosure case:

  • The process is seamless and most importantly, simple.
  • Your attorney will spend time sitting down with you to explain the best strategy for your case.
  • You will learn about all the defenses that are available to you.
  • If you choose not to fight the foreclosure, for whatever reason, you will leave our office with an alternate plan of action with the other options that are available for you to pursue.
  • If it is determined that fighting the foreclosure is the recommendation of the attorney, we will answer every single question you bring and will discuss in detail, a plan of action, and thorough explanations of the strategies and defenses that will be used and implemented on your behalf regarding your case. You’ll find out how the court will most likely respond to your situation (we’ve done this enough that we usually have a good idea) and circumstances. You’ll also be given a timeline and expected date of completion.
  • At the conclusion of your strategic foreclosure defense session, you will leave with a plan of action.
  • You will leave with the knowledge you need, peace of mind, and a strategy for your personal game plan moving forward.

The most important part of the foreclosure process is to NOT IGNORE IT. As easy as it may seem to pretend nothing is happening, doing so can lead to serious consequences. We want to get you on the road to not only a fresh start but also financial freedom.

Often, we find that people ignore what they could have fought because they think they can just go out and purchase a cheaper home within their means. While we think living within your means is ideal, that is not a very solid plan when it comes to strategizing your best move regarding a foreclosure. Defaulting on a loan will hurt your credit score, rendering it tough to get another loan. It's not impossible, but it will take some time to rebuild.

To learn more, including how our Florida foreclosure defense lawyers can help you, request a complimentary strategy session; call us today at (800) 391-4337.

The Dellutri Difference

  • A Healthy Firm Culture

    When our employees are happy to come to work, we know that they are capable of overcoming any challenge on behalf of our clients.

  • Service Tailored to Your Needs

    We sincerely care about each and every one of our clients and refuse to treat them like a case file to be passed from person to person.

  • Communication You Can Count On

    We believe that our clients deserve clear and consistent communication every step of the way, without any unnecessary "legalese."

  • A Culture of Philanthropy

    In order to give back to our community, each employee at our firm is granted the opportunity to sponsor a charitable cause of their choosing.

  • Experience & Passion on Your Side

    Our dedicated team of lawyers, paralegals, assistants, & staff have been fighting on behalf of our clients since 1998.

Get a Complimentary Strategy Session

Our firm is singularly focused on our clients and will stop at nothing to fight for the future that they deserve. Let us fight for your future next.

Meet Your Attorneys

Committed to Making Our Community a Better Place
  • Carmen  Dellutri Photo
    Carmen Dellutri


    If you know Carmen Dellutri, you know he is passionate about a lot of things. He gives back often- to his community, his employees, and his loved ones. Carmen has mentioned time and time again that the reason he became an Attorney, and specifically a Personal Injury and Bankruptcy Attorney, is because he loves to help others.
  • Amanda  Downing Photo
    Amanda Downing


    Amanda Downing doesn’t mince words and says what she means when it comes to the opposing side. She has the biggest heart and will fight tooth and nail to bring justice for her clients. “I hate having to go to bat for those victims, because they never should have been put in that situation to begin with. It’s just completely unfair.”
  • David  Lampley Photo
    David Lampley


    David Lampley is a father of four. He knows that becoming a father has strengthened his professional life. He has greater compassion for parents who have to move life around to accommodate their children. “I wish other attorneys would remember that people who come to them looking for advice are parents too, just trying to do what is best for their families.”

  • David W. Fineman Photo
    David W. Fineman


    Before David W. Fineman became an attorney, he was a deputy for CCSO and PGPD. David’s lifelong devotion to helping others, mixed with his empathy for people going through hard situations, is what makes him a fantastic attorney. Being a man of his word is something David stands by and you can always count on him to get the job done and get it done right!
  • Joe  LoTempio Photo
    Joe LoTempio


    Joe LoTempio is referred to as the office superhero to many of our clients who need defending against evil creditors in our consumer protection department. Joe has always had a passion for standing up for those who need a voice, protection, and justice after being taken advantage of, so it’s no shock as to why he decided to go into consumer law.
  • Mark  Martella Photo
    Mark Martella


    Mark Martella was born and raised in the town of Belleville, New Jersey, a suburb of New York City, in a small, tight knit, Italian-American community. Mark is licensed to practice in all state courts in the state of Florida as well as the United States District Court for the Middle District of Florida. He is also licensed in the State of New Jersey and Commonwealth of Pennsylvania.