Florida Consumer Protection Lawyers
Stopping Wrongful Creditor Actions & Harassment
At The Dellutri Law Group, PA, we believe that, when push comes to shove, it’s necessary to stand up to debt collectors who act like bullies. If you are facing a big bad wolf in the form of a creditor or debt collector, chances are pretty good they are breaking both state and federal consumer protection laws.
We are dedicated to helping consumers who have been cheated, bullied, or hoodwinked and who have no idea of the protections afforded to them by both state and federal laws. Many people give the bullies what they want to avoid prolonged stress because they do not know how to protect themselves.
What You Can Expect When You Hire Us
When you hire The Dellutri Law Group, PA to handle your consumer protection case, we will:
- Listen to your concerns
- Strategically plan a way forward
- Help restore your peace of mind
At the end of your complimentary strategy session with our Florida consumer protection attorneys, you will leave with a strategy in place.
“My husband and I are so grateful to Mr. LoTempio for helping us
through a very difficult period. It just seemed like things were never
going to go our way. Joe worked very closely with us as our lawsuit unfolded.
I repeatedly relied on his instincts, and he did not let me down. Now
I feel like we have finally received the justice we deserved after being
blindsided with a huge debt we did not owe. I highly recommend Mr. LoTempio—you
couldn't ask for a more professional, courteous, and attentive attorney.”
Read more of our success stories here.
What Does Consumer Protection Mean?
At The Dellutri Law Group, PA, we believe that debt collectors should follow the law. We protect consumers who have been taken advantage of.
Consumers have rights under both federal and state law. When debt collectors step out of line, consumers are empowered to sue them for their harassing behavior. Are you a consumer who has been taken advantage of? Have you been harassed with phone calls? Do you think fraud might be in the picture? We can help.
Stopping Harassing Phone Calls & Other Creditor Tactics
Something we see fairly often here at The Dellutri Law Group, PA are creditors/debt collection companies treating our clients poorly with harassing phone calls and/or using deceitful tactics in an attempt to get the consumer to pay a debt. Bullies are people we do not stand for, and you can rest assured that at The Dellutri Law Group, PA, we go above and beyond in our efforts to get our clients what they deserve: justice.
Learn more about these consumer protection statutes:
- Florida Deceptive and Unfair Trade Practices Act (FDUTPA)
- Fair Debt Collection Practices Act (FDCPA)
- Florida Consumer Collection Practices Act (FCCPA)
- Fair Credit Reporting Act (FCRA)
- Telephone Consumer Protection Act (TCPA)
- Bankruptcy violations
Are you wondering if you might have a consumer protection case? Get in touch with us today and see what our experienced Florida consumer protection attorneys at The Dellutri Law Group, PA can do for you.
A Healthy Firm Culture
When our employees are happy to come to work, we know that they are capable of overcoming any challenge on behalf of our clients.
Service Tailored to Your Needs
We sincerely care about each and every one of our clients and refuse to treat them like a case file to be passed from person to person.
Communication You Can Count On
We believe that our clients deserve clear and consistent communication every step of the way, without any unnecessary "legalese."
A Culture of Philanthropy
In order to give back to our community, each employee at our firm is granted the opportunity to sponsor a charitable cause of their choosing.
Experience & Passion on Your Side
Our dedicated team of lawyers, paralegals, assistants, & staff have been fighting on behalf of our clients since 1998.
Q:Do I need a credit card lawyer?
A:Is your credit card company suing you for your debt? As if the debt by itself weren’t enough, threatened litigation can be an incredibly overwhelming situation to find yourself in. You may want to hire an attorney to help you through, but you may also have hesitations about the fees on top of all of the other money you owe. Considering all of this, you’ll want to make sure you have a very good defense or counterclaim moving forward. Just a few factors that indicate you might want to hire an attorney include: the creditor is harassing you, the statute of limitations has passed, or the creditor cannot prove you owe the debt. And of course, if you have any uncertainty, The Dellutri Law Group, PA is here to advise you.
Q:What is the statute of limitations for debt in Florida?
A:A creditor typically has five years to sue you after you incur debt with them. This means that if your credit company is trying to bring a lawsuit against you, and it has been over five years, hiring an attorney is a good idea. However, some types of debt have their own specifications for a statute of limitations. If your debt is for personal injury or property damage, the time is four years. For unpaid property tax, it is 20 years. For fraud, it is 12 years. And for unpaid alimony, there is no time limit.
Q:What is considered harassment by a creditor? Do I need an attorney?
A:There are several different forms of harassment by creditors. The most popular are constant phone calls intended to upset you, abusive language such as profane words or threats of harm, publishing your debt information publicly, and refusing to tell you who they are when contacting you. They should also not be intentionally misleading, as in the case of telling you that you may be arrested or that you are speaking to a lawyer when you're not. If you have any suspicions that your debt company is harassing you, you should speak to an attorney.
Q:When should I hire a student loan lawyer?
A:It is a good idea to hire a student loan lawyer if you have either private or federal loans and are being sued, have a loan servicer or debt collection agency that is harassing you, or you need an advocate for serious issues surrounding your loans. Trusting a for-profit loan servicer will not ensure your best interests are being looked after.