Consumer Protection

Florida Consumer Protection Lawyers

Stopping Wrongful Creditor Actions & Harassment

At The Dellutri Law Group, PA, we believe that, when push comes to shove, it’s necessary to stand up to debt collectors who act like bullies. If you are facing a big bad wolf in the form of a creditor or debt collector, chances are pretty good they are breaking both state and federal consumer protection laws.

We are dedicated to helping consumers who have been cheated, bullied, or hoodwinked and who have no idea of the protections afforded to them by both state and federal laws. Many people give the bullies what they want to avoid prolonged stress because they do not know how to protect themselves.

Once you become a client of The Dellutri Law Group, PA, we will teach you how to deal with these bullies and help you navigate the legal issues involved with debt and bankruptcy.

Contact us online or call (800) 391-4337 to get started with a complimentary strategy session.

What You Can Expect When You Hire Us

When you hire The Dellutri Law Group, PA to handle your consumer protection case, we will:

  • Listen to your concerns
  • Strategically plan a way forward
  • Help restore your peace of mind

At the end of your complimentary strategy session with our Florida consumer protection attorneys, you will leave with a strategy in place.

“My husband and I are so grateful to Mr. LoTempio for helping us through a very difficult period. It just seemed like things were never going to go our way. Joe worked very closely with us as our lawsuit unfolded. I repeatedly relied on his instincts, and he did not let me down. Now I feel like we have finally received the justice we deserved after being blindsided with a huge debt we did not owe. I highly recommend Mr. LoTempio—you couldn't ask for a more professional, courteous, and attentive attorney.”

Read more of our success stories here.

What Does Consumer Protection Mean?

At The Dellutri Law Group, PA, we believe that debt collectors should follow the law. We protect consumers who have been taken advantage of.

Consumers have rights under both federal and state law. When debt collectors step out of line, consumers are empowered to sue them for their harassing behavior. Are you a consumer who has been taken advantage of? Have you been harassed with phone calls? Do you think fraud might be in the picture? We can help.

Stopping Harassing Phone Calls & Other Creditor Tactics

Something we see fairly often here at The Dellutri Law Group, PA are creditors/debt collection companies treating our clients poorly with harassing phone calls and/or using deceitful tactics in an attempt to get the consumer to pay a debt. Bullies are people we do not stand for, and you can rest assured that at The Dellutri Law Group, PA, we go above and beyond in our efforts to get our clients what they deserve: justice.

Learn more about these consumer protection statutes:

Are you wondering if you might have a consumer protection case? Get in touch with us today and see what our experienced Florida consumer protection attorneys at The Dellutri Law Group, PA can do for you.

Contact us today by calling (800) 391-4337.

The Dellutri Difference

  • A Healthy Firm Culture

    When our employees are happy to come to work, we know that they are capable of overcoming any challenge on behalf of our clients.

  • Service Tailored to Your Needs

    We sincerely care about each and every one of our clients and refuse to treat them like a case file to be passed from person to person.

  • Communication You Can Count On

    We believe that our clients deserve clear and consistent communication every step of the way, without any unnecessary "legalese."

  • A Culture of Philanthropy

    In order to give back to our community, each employee at our firm is granted the opportunity to sponsor a charitable cause of their choosing.

  • Experience & Passion on Your Side

    Our dedicated team of lawyers, paralegals, assistants, & staff have been fighting on behalf of our clients since 1998.

Get a Complimentary Strategy Session

Our firm is singularly focused on our clients and will stop at nothing to fight for the future that they deserve. Let us fight for your future next.

Meet Your Attorneys

Committed to Making Our Community a Better Place
  • Carmen  Dellutri Photo
    Carmen Dellutri


    If you know Carmen Dellutri, you know he is passionate about a lot of things. He gives back often- to his community, his employees, and his loved ones. Carmen has mentioned time and time again that the reason he became an Attorney, and specifically a Personal Injury and Bankruptcy Attorney, is because he loves to help others.
  • Amanda  Downing Photo
    Amanda Downing


    Amanda Downing doesn’t mince words and says what she means when it comes to the opposing side. She has the biggest heart and will fight tooth and nail to bring justice for her clients. “I hate having to go to bat for those victims, because they never should have been put in that situation to begin with. It’s just completely unfair.”
  • David  Lampley Photo
    David Lampley


    David Lampley is a father of four. He knows that becoming a father has strengthened his professional life. He has greater compassion for parents who have to move life around to accommodate their children. “I wish other attorneys would remember that people who come to them looking for advice are parents too, just trying to do what is best for their families.”

  • David W. Fineman Photo
    David W. Fineman


    Before David W. Fineman became an attorney, he was a deputy for CCSO and PGPD. David’s lifelong devotion to helping others, mixed with his empathy for people going through hard situations, is what makes him a fantastic attorney. Being a man of his word is something David stands by and you can always count on him to get the job done and get it done right!
  • Joe  LoTempio Photo
    Joe LoTempio


    Joe LoTempio is referred to as the office superhero to many of our clients who need defending against evil creditors in our consumer protection department. Joe has always had a passion for standing up for those who need a voice, protection, and justice after being taken advantage of, so it’s no shock as to why he decided to go into consumer law.
  • Mark  Martella Photo
    Mark Martella


    Mark Martella was born and raised in the town of Belleville, New Jersey, a suburb of New York City, in a small, tight knit, Italian-American community. Mark is licensed to practice in all state courts in the state of Florida as well as the United States District Court for the Middle District of Florida. He is also licensed in the State of New Jersey and Commonwealth of Pennsylvania.

Frequently Asked Questions

  • Q:Do I need a credit card lawyer?

    A:Is your credit card company suing you for your debt? As if the debt by itself weren’t enough, threatened litigation can be an incredibly overwhelming situation to find yourself in. You may want to hire an attorney to help you through, but you may also have hesitations about the fees on top of all of the other money you owe. Considering all of this, you’ll want to make sure you have a very good defense or counterclaim moving forward. Just a few factors that indicate you might want to hire an attorney include: the creditor is harassing you, the statute of limitations has passed, or the creditor cannot prove you owe the debt. And of course, if you have any uncertainty, The Dellutri Law Group, PA is here to advise you.

  • Q:What is the statute of limitations for debt in Florida?

    A:A creditor typically has five years to sue you after you incur debt with them. This means that if your credit company is trying to bring a lawsuit against you, and it has been over five years, hiring an attorney is a good idea. However, some types of debt have their own specifications for a statute of limitations. If your debt is for personal injury or property damage, the time is four years. For unpaid property tax, it is 20 years. For fraud, it is 12 years. And for unpaid alimony, there is no time limit.

  • Q:What is considered harassment by a creditor? Do I need an attorney?

    A:There are several different forms of harassment by creditors. The most popular are constant phone calls intended to upset you, abusive language such as profane words or threats of harm, publishing your debt information publicly, and refusing to tell you who they are when contacting you. They should also not be intentionally misleading, as in the case of telling you that you may be arrested or that you are speaking to a lawyer when you're not. If you have any suspicions that your debt company is harassing you, you should speak to an attorney.

  • Q:When should I hire a student loan lawyer?

    A:It is a good idea to hire a student loan lawyer if you have either private or federal loans and are being sued, have a loan servicer or debt collection agency that is harassing you, or you need an advocate for serious issues surrounding your loans. Trusting a for-profit loan servicer will not ensure your best interests are being looked after.