What Happens After You File a Dispute with a Credit Reporting Agency?
After you file a dispute with a credit reporting agency, you should hear a response back within 30 days. Their response will detail exactly what action they’re taking based on the information their investigation has shown. They may say that nothing has changed, they may make the changes and show you what changed or they may allow you to put a comment on it about why you’re still disputing it. If their response isn’t what you were hoping for or if the information is still incorrect, you should contact an attorney. Watch the video for more information.