What is the Procedure to Dismiss my Chapter 13 Bankruptcy Case?
The best way to proceed if you no longer wish to be in Chapter 13 is to contact your attorney and let them know that you want to dismiss the case. Under the bankruptcy code, you will have the right to dismiss a case. The payments you already made to your creditors still stand, but when you dismiss the case, you're back to square one and may find that you owe more than you did before depending on which creditors come after you. Sometimes, your creditors won't bother you at all, but your credit will still be affected. The only problem you could run into is if you were in a Chapter 7 and converted to a Chapter 13. In this case, the court would probably convert you back to a Chapter 7.