Who is Responsible for Fixing My Car After a Car Accident?
If your car is damaged during an accident, you may be wondering who is responsible for fixing it. You have two options: The first is to go through the at fault party’s insurance company. In this instance, you won’t need to pay any money out of your own pocket. The at fault party’s insurance should put you in a rental car and fix your car at no cost to you. The other option is to go through your own insurance company if you have collision coverage. If you have collision coverage, your insurance company will fix your car, but you’ll need to pay your deductible. Later, you would recoup your deductible from the at fault party’s insurance company. Most people choose this option because your own insurance company is usually pretty quick in helping you get your car fixed. Watch the video to learn more.