Bankruptcy

Fort Myers Bankruptcy Attorneys

Debt Elimination is Possible – Find Out How

When you are faced with overwhelming debt, the only reliable option to be rid of it might be to file for bankruptcy. Yet you will probably be understandably stressed about the idea of using bankruptcy to fight debt. Isn’t bankruptcy bad and ruins credit? No, actually, this is just a rumor that creditors spread, alongside movies and television shows.

The truth is that bankruptcy could be just what you need to eliminate debt and regain financial freedom The Dellutri Law Group, PA in Fort Myers can help you discover all that bankruptcy can do. We are well-versed in Chapter 7 and Chapter 13 bankruptcy filings, which are the two most common types filed by individuals and small business owners.

Call (800) 391-4337 to see how bankruptcy can benefit you.

Should You File for Chapter 7 or Chapter 13 Bankruptcy?

As mentioned, there are two main types of bankruptcy filings that we handle from our law office in Fort Myers, Florida: Chapter 7 and Chapter 13. Although the goals of each bankruptcy chapter are the same – eliminating as much debt as possible – the methods are quite different. We can help you determine what bankruptcy filing is right for you based on all the unique details of your debt.

A summary of both types of bankruptcy:

  • Chapter 7: When you have overwhelming debt that has no clear way to remove, Chapter 7 bankruptcy might be necessary. It has the power to dispel large amounts of debt at once, but some of your assets and finances could be vulnerable to recollection. Some Florida bankruptcy exemptions could provide protections, though.
  • Chapter 13: If you are earning a fair wage while also trying to overcome difficult debt, Chapter 13 bankruptcy could be the right choice. In this process, you, your attorney, and creditors will create a new debt repayment plan across the next 3 to 5 years. This plan usually starts by reducing your total debt significantly and then staggering out payments for what remains.

How Much Does a Bankruptcy Lawyer Cost in Florida?

You might be wondering how you can afford a bankruptcy attorney if you are going into bankruptcy. This question makes sense, and most of our clients ask it during a complimentary strategy session with our lawyers. The truth is that the cost of hiring an attorney can vary depending on the complexity of your bankruptcy filing.

However, our promise to you as our client is to offer you competitive rates for all of our legal bankruptcy services. Our goal is to get you through bankruptcy without financial hardship, which means charging a reasonable amount that you can afford once your bankruptcy case closes. Furthermore, in a successful bankruptcy case, there is a high chance that the cost of legal services will be much less than the discharged debts you would have otherwise paid.

What to Bring to Your Bankruptcy Attorney

When you are ready to come to our law firm after hiring us as your Fort Myers bankruptcy attorneys, there are a few things you should bring to us to get your case started. In particular, we will want to see your financial records that show your income, savings, and debt. We should also be provided a list of your major assets that could be at risk of repossession or collection during certain types of bankruptcy filings.

Major assets can vary but typically include:

  • Houses and other real estate properties
  • Cars, boats, and other vehicles
  • Expensive electronics or appliances
  • Certain savings or pension accounts

The more information you can bring us, the better. Do not worry about providing too many documents. We can sort through them all to figure out what we need and build your case around those pieces.

While we get to work, we want you to focus on yourself, your career, and your family. The details of your case are for us to worry about. We will loop you in as you wish, as needed, or as often as you like. Staying in communication with you and to your preferences is just one of many ways that we make your bankruptcy filing as stress-free as can be, just as we have done for people since we were established in 1998.

Fight your debt. Call (800) 391-4337 today.

The Dellutri Difference

  • A Healthy Firm Culture

    When our employees are happy to come to work, we know that they are capable of overcoming any challenge on behalf of our clients.

  • Service Tailored to Your Needs

    We sincerely care about each and every one of our clients and refuse to treat them like a case file to be passed from person to person.

  • Communication You Can Count On

    We believe that our clients deserve clear and consistent communication every step of the way, without any unnecessary "legalese."

  • A Culture of Philanthropy

    In order to give back to our community, each employee at our firm is granted the opportunity to sponsor a charitable cause of their choosing.

  • Experience & Passion on Your Side

    Our dedicated team of lawyers, paralegals, assistants, & staff have been fighting on behalf of our clients since 1998.

Get a Complimentary Strategy Session

Our firm is singularly focused on our clients and will stop at nothing to fight for the future that they deserve. Let us fight for your future next.

Meet Your Attorneys

Committed to Making Our Community a Better Place
  • Carmen  Dellutri Photo
    Carmen Dellutri

    Attorney

    If you know Carmen Dellutri, you know he is passionate about a lot of things. He gives back often- to his community, his employees, and his loved ones. Carmen has mentioned time and time again that the reason he became an Attorney, and specifically a Personal Injury and Bankruptcy Attorney, is because he loves to help others.
  • Amanda  Downing Photo
    Amanda Downing

    Attorney

    Amanda Downing doesn’t mince words and says what she means when it comes to the opposing side. She has the biggest heart and will fight tooth and nail to bring justice for her clients. “I hate having to go to bat for those victims, because they never should have been put in that situation to begin with. It’s just completely unfair.”
  • David  Lampley Photo
    David Lampley

    Attorney

    David Lampley is a father of four. He knows that becoming a father has strengthened his professional life. He has greater compassion for parents who have to move life around to accommodate their children. “I wish other attorneys would remember that people who come to them looking for advice are parents too, just trying to do what is best for their families.”

  • David W. Fineman Photo
    David W. Fineman

    Attorney

    Before David W. Fineman became an attorney, he was a deputy for CCSO and PGPD. David’s lifelong devotion to helping others, mixed with his empathy for people going through hard situations, is what makes him a fantastic attorney. Being a man of his word is something David stands by and you can always count on him to get the job done and get it done right!
  • Joe  LoTempio Photo
    Joe LoTempio

    Attorney

    Joe LoTempio is referred to as the office superhero to many of our clients who need defending against evil creditors in our consumer protection department. Joe has always had a passion for standing up for those who need a voice, protection, and justice after being taken advantage of, so it’s no shock as to why he decided to go into consumer law.
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