Fort Myers Bankruptcy Attorneys

Debt Elimination is Possible – Find Out How

When you are faced with overwhelming debt, the only reliable option to be rid of it might be to file for bankruptcy. Yet you will probably be understandably stressed about the idea of using bankruptcy to fight debt. Isn’t bankruptcy bad and ruins credit? No, actually, this is just a rumor that creditors spread, alongside movies and television shows.

The truth is that bankruptcy could be just what you need to eliminate debt and regain financial freedom The Dellutri Law Group, PA in Fort Myers can help you discover all that bankruptcy can do. We are well-versed in Chapter 7 and Chapter 13 bankruptcy filings, which are the two most common types filed by individuals and small business owners.

Call (800) 391-4337 to see how bankruptcy can benefit you.

Should You File for Chapter 7 or Chapter 13 Bankruptcy?

As mentioned, there are two main types of bankruptcy filings that we handle from our law office in Fort Myers, Florida: Chapter 7 and Chapter 13. Although the goals of each bankruptcy chapter are the same – eliminating as much debt as possible – the methods are quite different. We can help you determine what bankruptcy filing is right for you based on all the unique details of your debt.

A summary of both types of bankruptcy:

• Chapter 7: When you have overwhelming debt that has no clear way to remove, Chapter 7 bankruptcy might be necessary. It has the power to dispel large amounts of debt at once, but some of your assets and finances could be vulnerable to recollection. Some Florida bankruptcy exemptions could provide protections, though.
• Chapter 13: If you are earning a fair wage while also trying to overcome difficult debt, Chapter 13 bankruptcy could be the right choice. In this process, you, your attorney, and creditors will create a new debt repayment plan across the next 3 to 5 years. This plan usually starts by reducing your total debt significantly and then staggering out payments for what remains.

How Much Does a Bankruptcy Lawyer Cost in Florida?

You might be wondering how you can afford a bankruptcy attorney if you are going into bankruptcy. This question makes sense, and most of our clients ask it during a complimentary strategy session with our lawyers. The truth is that the cost of hiring an attorney can vary depending on the complexity of your bankruptcy filing.

However, our promise to you as our client is to offer you competitive rates for all of our legal bankruptcy services. Our goal is to get you through bankruptcy without financial hardship, which means charging a reasonable amount that you can afford once your bankruptcy case closes. Furthermore, in a successful bankruptcy case, there is a high chance that the cost of legal services will be much less than the discharged debts you would have otherwise paid.

What to Bring to Your Bankruptcy Attorney

When you are ready to come to our law firm after hiring us as your Fort Myers bankruptcy attorneys, there are a few things you should bring to us to get your case started. In particular, we will want to see your financial records that show your income, savings, and debt. We should also be provided a list of your major assets that could be at risk of repossession or collection during certain types of bankruptcy filings.

Major assets can vary but typically include:

• Houses and other real estate properties
• Cars, boats, and other vehicles
• Expensive electronics or appliances
• Certain savings or pension accounts

The more information you can bring us, the better. Do not worry about providing too many documents. We can sort through them all to figure out what we need and build your case around those pieces.

While we get to work, we want you to focus on yourself, your career, and your family. The details of your case are for us to worry about. We will loop you in as you wish, as needed, or as often as you like. Staying in communication with you and to your preferences is just one of many ways that we make your bankruptcy filing as stress-free as can be, just as we have done for people since we were established in 1998.

Fight your debt. Call (800) 391-4337 today.